A notice of a CTP Claim for personal injury compensation is required to be delivered to CTP insurer of the vehicle or vehicles at fault for the collision in which you sustained injury. The insurer has the power to decide right from the start whether the notice it receives is “compliant” or not and whether or not it is the CTP insurer responsible for the accident.
Lawyers expert in successfully conducting CTP claims for injury compensation. No matter where or how your accident occurred, we can help.
At the initial consultation, your CTP Claims Lawyer will get the details of the accident and your circumstances including your medical and employment history so they can conduct the investigations needed to make a successful CTP claim. Our CTP Claims Lawyers will also explain our client and 'No Win No Fee agreement'.
In Queensland, motor vehicles are required to have compulsory third party insurance (CTP). Your CTP Claim Lawyer will complete the claim notice from the information obtained and initiate your claim with the at-fault party’s CTP insurer.
The CTP Claims Lawyer will meticulously examine all the contributing factors to determine the cause of your accident while you recover from your injuries.
We’ll collect all the medical records to brief medical specialists who will examine you and provide expert evidence reports. From those reports, Your CTP Claims Lawyers will assess the fair compensation that the insurer must pay for how the injury has impacted you and your family at work and at home.
Our CTP Claims Lawyers will also formulate your damages demand and appoint an out of court meeting to negotiate the resolution of your claim settlement.
Statistically, more than 97% of compensation claims are settled out of court. In many cases, the claim is resolved successfully during the informal settlement meeting, and you will receive compensation to which you are entitled.
If the insurer is not prepared to offer reasonable compensation, our CTP Claims Lawyers will file proceedings in court to get you the compensation to which you are entitled according to law.
Compulsory Third Party (CTP) insurance covers all people injured in motor vehicles accidents. Under the CTP scheme, you may file a claim if you are:
If you're not sure your accident meets the criteria for CTP coverage , contact us for a no obligation consultation to find out. Remember CTP claims are subject to strict time limits, so it's crucial to speak to a CTP claim lawyer as soon as possible.
It all depends on the proportion of liability attributable to the at-fault driver, the extent of your injury and the quality of your evidence.
Someone whose injury has had a significant effect on their quality of life (work, psychological, physical) is entitled to greater compensation than someone whose injury has had a minor impact on their lives.
General damages were intended to compensate you for the pain and suffering you have endured and will endure in the future as a result of your injuries, as well as any permanent disability you're likely to suffer.
General damages awarded in Queensland have been set at artificially low sums and can be quite trivial in comparison to other States. The most serious injuries such as quadriplegia are awarded around $150,000 and some reasonably serious back injuries are restricted to just $10,000.
These include:
You are entitled to claim for any income you have lost as a result of the incident. If you weren't currently working and the injuries prevented you from looking for work or caused you to turn down job opportunities, you may also be able to claim for those situations.
You are entitled to be compensated for any future economic loss you may incur as a consequence of your injuries. If your injuries have resulted in some permanent disability – even to a small extent – you may be at risk of loss of wages in the future.
People who continue to work full-time can still recover future income loss on the basis they are at risk on the labour market when compared to able-bodied job applicants.
Domestic assistance you receive from friends, family members or care professionals following an accident is compensable in many cases – even if you don't pay for it. It's important to keep detailed records of any assistance you get from other people if you intend to claim domestic assistance.
For more information on how much compensation you will receive, contact our CTP claims Lawyers and we help you today.
To assist your CTP claims lawyer with the investigation, it is important to try to do the following:
If you're unsure where to start, get in touch with our CTP Claims Lawyers today and we can assist you.
Whether your claim is worthwhile depends on the seriousness of your injury and how that affects your employment and lifestyle.
There are some claims that are not worthwhile such as those for trivial injuries, where there is no insurer or the party at fault does not demonstrate significant assets against which a judgment can be enforced.
If you are not sure if your compensation claim is worthwhile please contact us and we will help assess your needs and eligibility for our no-win no-fee service.
CTP Claims Lawyers offers specially tailored services in connection with severe brain injury and spinal injury accidents for children and adults to help formulate comprehensive loss statements that include individualised damages components that make up multi-million dollar claims.
In most cases, car accident claims are resolved before any court proceedings with a personal injury settlement. However, if your claim does go to trial, you may only need to attend if your presence is required to determine the outcome of the case.
In some cases eg interim applications for payment of rehabilitation expenses, your CTP Claims Lawyers may be able to attend on your behalf.
Yes but there are special procedures and time limits that apply to unregistered and unidentified at-fault vehicles.
Claims of this type are brought against the default insurer that goes under the name Nominal Defendant.
The time limit for giving a Notice of Accident Claim to the Nominal Defendant for an unidentified vehicle e.g. in a hit-and-run, is three months. This can be extended up to 9 months if there is a reasonable excuse for the delay but cannot be extended at all after that time.
In the case of unregistered at-fault vehicles, the Notice of Claim must be given at least within 9 months of the accident date but if there is a reasonable excuse for the delay, this can be extended.
In all cases (except for children), proceedings must be started in court within three years of the accident date. The limitation period for children is up until the 21st birthday.
For claims relating to unidentified vehicles, there must be reasonable attempts made to ascertain its identity e.g. a report to the police, taking down names and contact details for eyewitnesses and taking down vehicle registration numbers if possible.
Your unidentified vehicle car accident lawyers will be able to help.
After you've submitted the CTP claim, the insurer will decide whether they'll accept or deny fault. It varies from case to case but it is important to note that finalising a claim too fast may be detrimental as the assessment of all your losses may not be assessable during the early stages.
Also, some claims may take a little longer for several reasons:
Every claim is unique and can have its own difficulties and complexities. We ensure you get the best outcome and receive the compensation to which you're entitled in accordance with the law. Give our CTP Claims Lawyers a call today.
If you are a passenger of a motor vehicle accident and you sustained any injuries, please speak to car accident lawyers and see if you have a case. In most cases, you will have a good claim for the injuries sustained.
Call or email today to get expert advice from the car accident lawyers injury experts at CTP Claims Lawyers.
Many people experience whiplash or soft tissue injuries from rear-end collisions and many other car accidents. Whiplash injuries could be significant and the cost of rehabilitation and physio can be costly.
We are here to help our clients recover all losses and damages that result from car accidents across Queensland.
Call or email today to get expert advice from the car accident lawyers injury experts at CTP Claims Lawyers.
If your motor vehicle was subsequently damaged or written off, we can help you recover the cost of the repairs or replacement value of the vehicle.
If your motor vehicle is uninsured, we can also help you recover the money to repair your vehicle or help you claim a fair market value from the 'at-fault' party or their insurer.
Get expert advice from our CTP claims lawyers experts.
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